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★ 5.0 / 5 - 22 Google reviews
This family-run mortgage team specializes in home equity solutions - built on the belief that your home is your largest yet most misunderstood asset. Many homeowners are equity-rich but cash-constrained; the DeSpain Team focuses on education, strategy, and long-term outcomes rather than pushing products or chasing rates.
As independent brokers, they're not tied to one bank, which means more options and better-fit solutions - helping families use equity strategically for cash flow, renovations, debt consolidation, investing, or generational wealth.
“Valerie and Richard are very knowledge about creative financing options for home purchases, home renovations and more. In addition to being experts in financing, they are also wonderful people who are community and family focused.”
Ashley Vellón · Google · Jul 2026
“⭐️⭐️⭐️⭐️⭐️ We worked with Richard and Valerie DeSpain - The DeSpain Team - for our new home purchase, and they were absolutely fantastic.”
Tobin Short · Google · Nov 2025
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